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Basic Financial Advice PDF
I’ve gotten out of a lot of credit card debt and helped others. I finally put my advice down in the form of powerpoint slides. This is nothing new I’ve invented, just the basic tips I’ve gotten out of books that have helped me. In these slides, I’ve written 2 example goals: getting out of debt and saving up for a big poly house that a lot of my friends dream about.

Date: 2005-02-26 07:11 pm (UTC)
From: [identity profile] auntiemisha.livejournal.com
When cancelling credit cards may not be such a good idea: part of your credit score is based on what percentage of existing credit is available. Unfortunately I have never seen written down exactly how the credit judgers figure this out, I don't have any exact numbers. :-( There oughta be a law!

On the other hand, for people who are habitual credit card overusers (our society encourages this), it's probably better to cancel them than run the debt up again.

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