Jul. 14th, 2006 05:52 pm
yesthattom: (Default)
We did it!

[livejournal.com profile] quietchris and I closed on our new house today. After 4 years of going out, we will finally live in sin together officially!

If anyone wants a recommendation on a mortgage broker or real estate agent, let us know. They were fantastic. If you want an anti-recommendation for a real estate lawyer, same deal.

Due to logistics, we won’t be moving in until the end of the month. However, we can start moving objects into the space on the 18th.
yesthattom: (Default)
Any recommendations?

(either companies to use/not use; or what “features” to get/not get)
yesthattom: (Default)
The house inspector we hired turned out to be the same guy that did the house the last time it was sold. SQUEEE! He had his folder from last time!

We did the home inspection yesterday. Rather than go with the SO of a friend of mine, we went with someone that has years of experience and a big freakin’ structural engineering background. He’s an older German buy (insert your “German’s make the best engineers” reference here). He brought in a subcontractor to do the pest inspection, and that guy also did the house the previous time.

So we had two insanely anal retentive men inspecting every inch of the place, carrying their files from the last time they did the inspection. They were able to cross-compare and stuff. Rox!

We’ll get the report in a few days, but most of the stuff they told the previous owners to fix has been fixed. There are some new problems, but nothing that can’t be fixed by the owner (and we’re going to demand they FIX EVERYTHING) before we complete the sale.
yesthattom: (Default)
Part of buying a house means needing to have $xx,xxx downpayment and $x,xxx at the closing for lawyer fees, insurance, and so on. That’s a lot of money.

For the last 5 (?) years I’ve been saving up for this. I haven’t spent a single royalty check (they’ve all been invested) and I’ve set up automatic deductions so that I don’t see it (and won’t miss it).

It’s ironic: Now I’m cashing all these investments in and it feels like I’m doing something bad. I’ve psyched myself up to never ever ever cash in these investments... except when buying a house. However, the “never ever” sank in and even though I’m at the “except when buying a house” part it feels funny to cash these in.

It went something like this... Details under the cut )
yesthattom: (Default)
Woo hoo! I’m back in New Jersey!

Dublin was a blast. Thanks to all my Googly friends that showed me around, showed me around town, and got me really drunk.

While I was gone [livejournal.com profile] quietchris worked with the realestate agent, lawyer, and home inspector. I used my awesome power of internet-based banking to shift money around so that we had enough for the downpayment and closing costs. The inspection is scheduled for Thursday.

FICO score

May. 16th, 2006 05:05 pm
yesthattom: (Default)
806 out of 850. *slam dunk sound*

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